Why Most People Don’t Need Full Coverage on Their Car

Ever wonder if you really need full coverage on your car insurance? Well, here’s the scoop: full coverage is not always necessary, especially if your car is older and not worth much. Think about it—why pay a ton for insurance on a car that you could sell for just a few thousand bucks? The trick is understanding what’s covered. Full coverage includes collision and comprehensive insurance, which covers everything from accidents to vandalism, but it might not make sense if your car isn’t worth much. Instead, try liability-only insurance. It’s cheaper and covers the basics—damage you cause to others and their property. So, if your car is getting old or you’ve already paid it off, think twice about sticking with full coverage. You could be saving big bucks every year! And when you save that money, you could finally afford that fancy coffee machine you’ve been eyeing. Just remember: always check your car’s value and figure out if full coverage is really worth the extra cash!