Maximizing cashback rewards doesn’t mean you need to buy extra things you don’t need—it’s about strategic spending. I always choose the right credit card for the specific purchase I’m making. For example, I use a card that gives me 5% back on groceries and another one that gives 2% back on dining. Instead of using a generic card for all my purchases, I optimize my spending by selecting cards based on the rewards offered for specific categories. I also keep track of rotating categories for certain cards and adjust my spending accordingly. To ensure I’m getting the maximum benefit, I’ve set up automatic payments to avoid late fees, and I never carry a balance to prevent interest charges from eating into my cashback. By being strategic about which card I use for each purchase, I’ve earned hundreds of dollars in cashback rewards annually. It’s all about knowing your cards and using them wisely—maximize every purchase.
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