Is budgeting dead? Not at all. But the old-fashioned way of tracking every penny on paper is. Today, there’s a better, smarter way to manage money. Instead of manually adding up expenses and dividing them into categories, I use apps and automation. I set up automatic transfers to my savings and investment accounts, so I don’t even have to think about it. I also use budgeting apps like Mint and YNAB (You Need A Budget) to track my spending in real-time. These apps sync with my bank accounts and credit cards, giving me an overview of where my money is going without any effort on my part. But the most important part? I focus on setting financial goals, not just “spending less.” I’m always working toward something, whether it’s building my emergency fund or saving for a vacation. Budgeting isn’t dead; it’s just evolved. It’s not about restricting yourself, it’s about being smart and intentional with your money. And with the right tools, managing your finances can be easier and more effective than ever.