“The Credit Card Hack That Boosted My Credit Score by 100 Points”

I thought my credit score was stuck forever, but a simple hack boosted it by 100 points. The trick was all about utilization—I realized I was using too much of my credit limit. So, I made a small change: I requested an increase in my credit limit. No extra spending, just more available credit. This dropped my credit utilization ratio, which is a key factor in determining your score. I also made sure to pay off balances before the statement date instead of just the due date. By lowering my utilization and paying off balances early, my credit score went up by 100 points in just a few months. No gimmicks—just smart use of credit. It was like a credit score miracle, all thanks to a few simple tweaks. So, if your credit score is lagging, try increasing your limit and paying off balances early. It could be the boost you need.