“The Real Reason You Should Never Skip Renter’s Insurance”

I used to think renter’s insurance was an unnecessary expense—until one day, my neighbor’s apartment flooded, and I realized how wrong I was. Thankfully, I had renter’s insurance, which covered the cost of my damaged belongings and even helped me find a new place to stay. Without it, I would’ve been out thousands of dollars. Renter’s insurance is incredibly affordable—I pay less than $20 a month for peace of mind knowing that my personal belongings are protected from fire, theft, and even vandalism. Plus, it often includes liability coverage, so if someone gets hurt in your apartment, you’re covered. It’s a small price to pay for a huge safety net. If you’re renting and don’t have coverage, now is the time to get it—trust me, you’ll be glad you did.