“The Health Insurance Trick That Saves Me $500 a Year”

Health insurance can be a major expense, but I found a trick that helped me save $500 a year without sacrificing coverage. The secret? I switched to a High Deductible Health Plan (HDHP) and paired it with a Health Savings Account (HSA). The HDHP had lower monthly premiums, which was a big win, and the HSA allowed me to save tax-free for medical expenses. I used the extra savings to invest in my HSA, which meant I was building wealth while saving on premiums. Plus, I’m prepared for any medical emergencies that come my way. If you’re healthy and don’t visit the doctor often, this could be a great option. It’s a simple hack that took just a little research but made a huge difference in my wallet.