Being self-employed sounds cool, right? You get to choose your hours, but there’s one thing that can stress you out: health insurance. How do you get it if you’re not working for a big company? Well, don’t worry! There are plenty of great options. Marketplace insurance is one of the best choices for self-employed folks. You can browse different plans on the government’s healthcare marketplace, and they offer plans based on your income. Plus, you can get subsidies (fancy word for discounts) to lower the cost! You might also consider joining a healthcare sharing program. These are groups where people who believe in similar things share health costs. They’re usually cheaper than traditional insurance but can come with some rules. Another option is a high-deductible health plan (HDHP), which has a lower premium but a higher deductible. But here’s the best tip: talk to an expert. A broker can help you pick the best plan without the headache. Health insurance can be tricky, but with the right plan, you’ll be covered no matter what life throws at you!
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